Cream Cheese Banana Bread
Classic banana bread gets a delightful twist with this Cream Cheese Banana Bread. The creamy cheesecake filling elevates the traditional recipe, making it perfect for breakfast, brunch, or dessert. It’s a fantastic way to use up those overripe bananas sitting on your countertop. This moist and flavorful bread will impress family and friends at any gathering!
Why You’ll Love This Recipe
- Decadent Flavor: The combination of ripe bananas and rich cream cheese creates a deliciously moist loaf that’s hard to resist.
- Easy to Make: With simple ingredients and straightforward steps, you’ll have fresh banana bread in no time.
- Versatile Treat: Enjoy it for breakfast, as an afternoon snack, or even as a dessert topped with your favorite spread.
- Perfect for Sharing: Bake two loaves at once—one for you and one to share with friends or neighbors.
- Customization Options: Feel free to add nuts or chocolate chips for extra texture and flavor!
Tools and Preparation
To make this delicious Cream Cheese Banana Bread, you’ll need some essential tools. Having the right equipment on hand makes the process smoother and more enjoyable.
Essential Tools and Equipment
- Mixing bowls
- Electric mixer
- Rubber spatula
- Measuring cups and spoons
- Loaf pans
Importance of Each Tool
- Electric mixer: This tool helps achieve a smooth cream cheese filling quickly, saving you time and effort.
- Mixing bowls: Having multiple bowls allows you to mix ingredients separately without confusion.
- Rubber spatula: Perfect for scraping down the sides of the bowl and ensuring no ingredient is left behind.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
Ingredients:
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread Batter
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). Spray two 9×5-inch loaf pans with nonstick cooking spray to prevent sticking.
Step 2: Prepare the Cream Cheese Filling
In a mixing bowl, beat together the cream cheese and granulated sugar until smooth.
1. Add in the egg and vanilla extract, beating until well combined.
2. Mix in the flour until fully incorporated. Set this mixture aside.
Step 3: Create the Banana Bread Batter
In a large bowl, mash the ripe bananas thoroughly.
1. Add melted butter along with both sugars; mix until everything is well combined.
2. Beat in eggs, vanilla extract, and sour cream until smooth.
Step 4: Combine Dry Ingredients
In another bowl, whisk together the all-purpose flour, baking soda, and baking powder.
1. Gradually add this dry mixture to the wet ingredients from step three.
2. Mix until just incorporated, being careful not to overmix.
Step 5: Assemble the Loaves
Pour 2 cups of batter into each prepared loaf pan.
1. Top each pan with an equal amount of cream cheese mixture, spreading it evenly.
2. Add any remaining banana bread batter on top.
Step 6: Bake Your Bread
Bake in your preheated oven for 50–55 minutes or until a toothpick inserted into the center comes out with moist crumbs.
Let cool completely before slicing into your delicious Cream Cheese Banana Bread!
How to Serve Cream Cheese Banana Bread
Serving Cream Cheese Banana Bread can elevate any meal or snack time. This versatile bread pairs well with various toppings and accompaniments, making it perfect for breakfast or dessert.
Breakfast Delight
- Cream Cheese Spread: Enhance the creaminess by adding a layer of flavored cream cheese on top.
- Fresh Berries: Serve alongside a mix of strawberries, blueberries, and raspberries for a refreshing contrast.
- Nut Butter: Spread almond or peanut butter on warm slices for added protein and flavor.
Afternoon Snack
- Yogurt Dip: Pair with a small bowl of vanilla yogurt for a creamy, tangy dip.
- Honey Drizzle: A light drizzle of honey adds sweetness and complements the banana flavor perfectly.
- Herbal Tea: Enjoy with a cup of chamomile or mint tea for a calming afternoon break.
Dessert Treat
- Ice Cream Scoop: Serve warm slices with a scoop of vanilla or caramel ice cream for an indulgent dessert.
- Chocolate Sauce: Drizzle melted chocolate over the bread for a decadent touch.
How to Perfect Cream Cheese Banana Bread
Achieving the perfect Cream Cheese Banana Bread requires attention to detail. Here are some tips to ensure your bread turns out delicious every time.
- Use Overripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be.
- Room Temperature Ingredients: Ensure that all wet ingredients are at room temperature to create an even batter.
- Don’t Overmix: Combine ingredients just until incorporated to keep the bread tender and fluffy.
- Check Oven Temperature: Make sure your oven is correctly calibrated to avoid undercooked or overcooked bread.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread is delightful on its own but can be complemented with various side dishes. Here are some great options to consider.
- Fruit Salad: A mix of seasonal fruits adds freshness and balances the sweetness of the bread.
- Cottage Cheese: A scoop of cottage cheese provides protein and pairs well with the flavors of banana.
- Granola Parfait: Layer yogurt, granola, and fruit with slices of banana bread for a satisfying parfait.
- Chia Seed Pudding: The creamy texture and nutty flavor make this pudding an excellent match for banana bread.
- Smoothie Bowl: Blend your favorite fruits into a smoothie bowl topped with nuts and seeds for added crunch.
- Veggie Sticks with Hummus: Crunchy vegetables paired with hummus offer a savory contrast to sweet banana bread.
Common Mistakes to Avoid
When making Cream Cheese Banana Bread, avoiding common pitfalls can elevate your baking experience. Here are some mistakes to watch out for:
- Using cold ingredients – Cold cream cheese or eggs can lead to a lumpy batter. Always bring your ingredients to room temperature before mixing.
- Overmixing the batter – Overmixing can result in dense bread. Mix just until the ingredients are combined for a lighter texture.
- Not mashing bananas well – Inadequate mashing may leave chunks of banana, affecting the bread’s consistency. Ensure the bananas are mashed until smooth for even distribution.
- Ignoring ingredient measurements – Accurate measurements are crucial for successful baking. Use proper measuring tools to avoid excess flour or sugar.
- Skipping the cooling time – Cutting into the bread too soon can cause it to fall apart. Allow it to cool completely in the pan before slicing for better structure.

Storage & Reheating Instructions
Refrigerator Storage
- Store Cream Cheese Banana Bread in an airtight container.
- It will last up to 5 days in the refrigerator.
Freezing Cream Cheese Banana Bread
- Wrap the baked and cooled bread tightly in plastic wrap or foil.
- Freeze for up to 3 months for best quality.
Reheating Cream Cheese Banana Bread
- Oven – Preheat your oven to 350°F and wrap the bread in foil. Heat for about 10-15 minutes until warmed through.
- Microwave – Slice and place on a microwave-safe plate. Heat for 15-20 seconds at a time, checking frequently.
- Stovetop – Place slices in a skillet over low heat, flipping occasionally until warmed.
Frequently Asked Questions
Here are some common questions about Cream Cheese Banana Bread:
How do I make Cream Cheese Banana Bread?
To make this delicious treat, blend cream cheese with sugar and egg, then combine with mashed bananas, butter, sugars, eggs, sour cream, and dry ingredients. Layer and bake!
What can I substitute for cream cheese?
You can use Greek yogurt or ricotta cheese as a lighter alternative while maintaining creaminess.
Can I add nuts or chocolate chips?
Absolutely! Feel free to customize your Cream Cheese Banana Bread by adding walnuts, pecans, or chocolate chips for extra flavor and texture.
How do I know when my banana bread is done?
Insert a toothpick into the center; it should come out clean or with moist crumbs but not wet batter.
Can I use frozen bananas?
Yes! Thaw them first before mashing. This technique enhances sweetness while keeping the moisture.
How can I prevent my banana bread from sinking?
Ensure you measure your baking powder and soda correctly and avoid overmixing the batter.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on a classic recipe that combines rich flavors with moist texture. It’s perfect for breakfast or dessert! Feel free to customize it with nuts or chocolate chips for additional flavor. Enjoy making this versatile treat!
Cream Cheese Banana Bread
Indulge in the delightful Cream Cheese Banana Bread, a mouthwatering twist on the classic recipe. This deliciously moist loaf combines the natural sweetness of ripe bananas with a rich cream cheese filling, making it perfect for breakfast, brunch, or dessert.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 10 minutes
- Yield: Approximately 12 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
Ingredients
- 3 ripe bananas
- ½ cup butter, melted
- 1 package (8 ounces) cream cheese, room temperature
- 1 cup granulated sugar (½ cup granulated + ½ cup light brown sugar)
- 2 large eggs
- ½ cup sour cream
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat your oven to 350°F (175°C). Grease two 9×5-inch loaf pans.
- Prepare the cream cheese filling: Beat cream cheese and sugar until smooth. Add egg and vanilla; mix well. Stir in flour and set aside.
- Make the banana bread batter: Mash bananas in a bowl. Mix in melted butter, sugars, eggs, sour cream, and vanilla until smooth.
- Combine dry ingredients: In another bowl, whisk flour, baking soda, and baking powder; then add to banana mixture until just combined.
- Assemble: Pour half of the batter into each pan, layer with cream cheese filling, then add remaining batter on top.
- Bake for 50–55 minutes or until a toothpick comes out clean.
Nutrition
- Serving Size: 1 slice (70g)
- Calories: 210
- Sugar: 11g
- Sodium: 200mg
- Fat: 9g
- Saturated Fat: 5g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 31g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 30mg
